Insurance

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Working With Your Insurance to Restore Your Property

Paces Restoration prides itself on establishing seamless partnerships with insurance companies to facilitate a smooth and trustworthy process when it comes to property damage. We understand the importance of navigating insurance claims effectively, especially in the event of unforeseen disasters or emergencies. Based in Atlanta, GA, we offer expert advice on restoration insurance claims and damage insurance, ensuring that our clients receive the support they need during challenging times.

Our commitment to transparent communication is unwavering—we prioritize open and clear dialogue between you, your insurance provider, and our team to ensure that all services and invoices are easily understood. Regardless of the type of disaster restoration services required, we guarantee that you will always be kept informed about the costs involved, providing you with peace of mind and clarity throughout the restoration process.

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Stress-Free Insurance Coordination

At Paces we collaborate with you and your insurance company throughout the entire process to ensure everything gets done right and on time.

Common Questions

Most Popular Questions

What types of property damage are typically covered by homeowners insurance?

Homeowners insurance typically covers damage caused by perils such as fire, windstorms, hail, lightning, theft, vandalism, and certain types of water damage. However, coverage may vary depending on the specific policy and insurance provider.

Is mold damage covered by homeowners’ insurance?

Mold damage is often a tricky area when it comes to insurance coverage. In general, mold caused by a covered peril, such as a burst pipe, may be covered by homeowners insurance. However, mold resulting from neglect or lack of maintenance is usually not covered.

How does the claims process work for property damage?

In the event of property damage, it is important to promptly reach out to your insurance provider to initiate a claim. A claims adjuster will evaluate the damage, and you may be required to furnish documentation and evidence to substantiate your claim. Subsequently, the insurance company will assess coverage and offer compensation for the damage. Paces Restoration is committed to being a supportive partner throughout this procedure, assisting you in navigating the process and collaborating with your insurance provider.

What is the difference between actual cash value and replacement cost coverage?

Actual cash value coverage takes depreciation into account when determining the value of damaged property, while replacement cost coverage pays for the cost of replacing the damaged property with a new item of similar kind and quality without deducting for depreciation.

Are there any exclusions in homeowners insurance policies for property damage?

Homeowners insurance policies typically have exclusions for certain types of damage, such as flood damage, earthquake damage, and intentional acts. It's important to review your policy to understand what is and isn't covered.

Can I make temporary repairs to my property before the insurance adjuster arrives?

It is generally recommended to take reasonable steps to prevent further damage, such as covering a leak with a tarp or boarding up a broken window. Keep receipts for any temporary repairs you make, as they may be reimbursable by your insurance company.

How can I ensure I have adequate coverage for property damage?

To ensure you have adequate coverage for property damage, review your insurance policy regularly and consider factors such as the value of your property, potential risks in your area, and any additional coverage options that may be available.